GOLD LOAN
Loan against gold is a very simple concept. By pledging your gold ornaments, coins, biscuits, bars etc. the lender provides you with liquidity at a predetermined rate of interest. Loans are sanctioned after scrutiny of basic documents and satisfactory evaluation of the gold pledged.
Choice of Plans
Salient features of the scheme are:
Offers Gold Loans of up to Rs. 10 Lakhs to its existing customers against their gold valuables.
100% Safety & Security of your Gold Jewellery / Hassle Free quick processing of loans.
Minimum documents required.
Round the clock availability.
Maximum gold loan can be 80% of the value of the gold.
Interest Rates for JL-A SCHEME per Annum
| Purity Of Gold |
Loan amount Per Gram |
Loan Margin /Appraiser Charges |
ROI Within Due Date |
ROI Without Due Date |
| 20 Carat |
Rs.1800 /- |
NIL |
12.00% |
14.00% |
| 21 Carat |
Rs.2400/- |
NIL |
12.00% |
14.00% |
| 22 Carat |
Rs.2600/- |
NIL |
12.00% |
14.00% |
Interest Rates for JL-B SCHEME per Annum
| Purity Of Gold |
Loan amount Per Gram |
Loan Margin /Appraiser Charges |
ROI Within Due Date |
ROI Without Due Date |
| 21 Carat |
Rs.2800/- |
NIL |
16.00% |
18.00% |
| 22 Carat |
Rs.3200/- |
NIL |
16.00% |
18.00% |
Interest Rates for JL-C SCHEME per Annum
| Purity Of Gold |
Loan amount Per Gram |
Loan Margin /Appraiser Charges |
ROI Within Due Date |
ROI Without Due Date |
| 21/22 Carat |
Rs.3600/- |
NIL |
17.00% |
19.00% |
| 22(916) Carat |
Rs.4200/- |
NIL |
17.00% |
19.00% |
Salient features of the scheme are:
Offers Gold Loans of up to Rs. 10 Lakhs to its existing customers against their gold valuables.
100% Safety & Security of your Gold Jewellery / Hassle Free quick processing of loans.
Minimum documents required.
Round the clock availability.
Maximum gold loan can be 80% of the value of the gold.
Terms & Conditions
Application in the TBF Nidhi Ltd's prescribed form.
Proof of Identity and address as per KYC Norms.(Copy of Family / Ration Card ,Voter Id , Driving Licence , Pan card , Gas Connection , )
Photograph of Depositor/s (2 copies).
Terms & Conditions apply and all deposit plan only for members / Share holders.
Mandatory to complete the KYC forms
Mandatory to provide Permanent address and telephone numbers
Eligibility
Individuals, Joint accounts, Minor accounts, Illiterates, , Pvt Ltd , Government Departments, Non-Corporate bodies viz. Clubs, Societies, Associations, Schools etc.,.
Other Facilities
SMS Alert, Mobile Spot Collection, Safe Lockers, Pass book Cheque Collection etc.
